Liability Insurance.  Who cares? Nobody, until one day you hear a scream from your yard. After running through the front door, you find your loving, wonderful, and maybe a bit overprotective dog hanging from the neighbors leg.  Suddenly, liability insurance is the most important thing in your ...

Read More

A lot of people have the misconception that the your homeowners insurance policy reflects the Marketing Value of your home.For most insurance policies, this isn’t the case at all.  The Dwelling Coverage is an estimate of the Replacement Cost for your home. So what’s the difference?Replacement ...

Read More

Ever wonder who’s insurance covers when you borrow someone’s car or let someone drive yours? Here’s the answer: Auto Insurance – Borrowing a Car No Description ...

Read More

We purchase insurance for one reason – to pay for our loss when something bad happens. But search any insurance company on Google, and you’ll see a bunch of complaints from folks whose policies didn’t pay. These people are usually mystified and miffed, and ready ...

Read More

  We’ve all heard of “ambulance chasers” – unscrupulous lawyers who prey on accident victims, building America’s reputation as the most litigious society in the world, costing insurance companies millions of dollars spent on attorney fees. But for homeowners, there’s a greater villain still. We are ...

Read More