A lot of people have the misconception that the Dwelling Coverage on your insurance policy reflects the Market Value of your home. For most insurance policies, this isn’t the case at all. The Dwelling Coverage is an estimate of the Replacement Cost for your home. So what’s ...

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Liability Insurance.  Who cares? Nobody, until one day you hear a scream from your yard. After running through the front door, you find your loving, wonderful, and maybe a bit overprotective dog hanging from the neighbors leg.  Suddenly, liability insurance is the most important thing in your ...

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A lot of people have the misconception that the your homeowners insurance policy reflects the Marketing Value of your home.For most insurance policies, this isn’t the case at all.  The Dwelling Coverage is an estimate of the Replacement Cost for your home. So what’s the difference?Replacement ...

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